Resources/Houston ZIP Code Map/MUDs & Property Tax
Houston MUD districts, by ZIP code.
The line on your tax bill nobody explains before you buy. Which ZIP codes sit inside a Municipal Utility District, and how many operate in each.
I’m Eddie Weir, a REALTOR® with REMAX Signature in Greater Houston. Buyers moving here are regularly surprised by their first tax bill, and the surprise usually has three letters: MUD.
There are 1,254 Municipal Utility Districts in this metro, part of 1,569 water districts overall. 28 ZIP codes have more than half their land inside one. 77494 alone contains 36.
What this page will not do is quote you a tax rate per ZIP, because no honest source can. Your rate is the sum of the entities layered over your specific parcel, and MUD rates differ sharply between subdivisions a mile apart and change every year. What it does instead is tell you where MUDs are, so you know when to ask.
What it is
What a MUD is and why it is on your bill
A Municipal Utility District is a local government created to finance water, sewer and drainage for development outside city utility service. The district issues bonds to build the infrastructure, then levies a property tax to repay them. That is why MUDs cluster in the fast-growing unincorporated suburbs and are largely absent inside Houston city limits.
It is not a scam and it is not a red flag. It is how much of suburban Houston got built. But it is real money and it belongs in your budget before you write an offer, not after.
Rates fall as bonds are repaid. A young district carrying fresh debt often levies substantially more than a mature one nearby. Two similar houses in neighbouring subdivisions can carry meaningfully different total rates purely because of where each district sits in its bond cycle.
MUD tax is on top of everything else. County, school district, community college, city if incorporated, then the MUD. That stack is why Greater Houston total rates commonly land well above the state average in MUD areas.
Highest concentration
The ten ZIP codes most covered by MUDs
| ZIP | Inside a MUD | Districts | Community |
|---|---|---|---|
| 77095 | 89% | 23 | Cypress & Cy-Fair |
| 77083 | 87% | 11 | Mission Bend, Houston, Four Corners |
| 77382 | 82% | 5 | The Woodlands |
| 77449 | 82% | 29 | Katy |
| 77381 | 81% | 7 | The Woodlands |
| 77380 | 78% | 10 | The Woodlands |
| 77407 | 77% | 20 | Richmond & Rosenberg |
| 77494 | 76% | 36 | Cinco Ranch · Fulshear · Katy |
| 77068 | 74% | 9 | Houston |
| 77346 | 73% | 14 | Kingwood & Atascocita |
These are the fast-growth suburban ZIPs, and the pattern is exactly what you would expect: master-planned communities built outside city utility service. If you are shopping Katy, Cypress, Fulshear, Richmond or the north corridor, assume a MUD until you confirm otherwise.
The inverse is just as useful. 123 of the 252 ZIPs here contain no MUD at all, and those are concentrated inside Houston city limits and the older incorporated suburbs, where city utilities were already in place.
The full mapping
Every Greater Houston ZIP code and its MUD coverage
Grouped by primary county, most MUD coverage first. The county heading names the appraisal district that assesses those parcels, which is where you look up the actual rate.
Harris County 132 ZIP codes · 19 more than half inside a MUD · Harris Central Appraisal District
| ZIP | Inside a MUD | Districts | Largest districts | Guide |
|---|---|---|---|---|
| 77095 | 89% | 23 | Remington MUD 1, Spencer Road PUD | Cypress & Cy-Fair |
| 77083 | 87% | 11 | Mission Bend MUD 2, Chelford City MUD | — |
| 77449 | 82% | 29 | Harris County MUD 105, Harris County MUD 71 | — |
| 77068 | 74% | 9 | Bammel Utility District, Northwest Harris County MUD 20 | — |
| 77346 | 73% | 14 | Harris County MUD 109, Harris County MUD 153 | Kingwood & Atascocita |
| 77069 | 70% | 8 | Champions MUD, CY Champ PUD | — |
| 77379 | 69% | 19 | Harris County MUD 24, Bridgestone MUD | — |
| 77450 | 68% | 17 | Nottingham Country MUD, Harris County MUD 81 | Cinco Ranch · Katy |
| 77065 | 68% | 12 | Harris County FWSD 61, Harris County MUD 168 | Cypress & Cy-Fair |
| 77070 | 67% | 15 | Harris County MUD 468, Harris County MUD 230 | — |
| 77389 | 67% | 11 | Harris-Montgomery Counties MUD 386, Harris County Improvement District 18 | — |
| 77090 | 66% | 13 | CNP Utility District, Ponderosa Forest Utility District | — |
| 77094 | 65% | 6 | Harris County MUD 345, Green Trails MUD | — |
| 77388 | 64% | 10 | Bridgestone MUD, Harris County WCID 110 | — |
| 77433 | 63% | 34 | Harris County MUD 165, Harris County MUD 419 | Cypress & Cy-Fair |
| 77014 | 62% | 11 | Harris County MUD 304, Harris County MUD 200 | — |
| 77073 | 59% | 16 | Harris County MUD 154, Harris County Utility District 16 | — |
| 77066 | 58% | 11 | Harris County MUD 180, Harris County Utility District 15 | — |
| 77067 | 55% | 7 | Harris County MUD 5, Harris County MUD 150 | — |
| 77064 | 50% | 10 | West Harris County MUD 11, West Harris County MUD 21 | — |
| 77086 | 49% | 4 | Northwest Park MUD, Harris County MUD 366 | — |
| 77373 | 47% | 10 | Harris County MUD 82, Timber Lane Utility District | — |
| 77089 | 46% | 8 | Clear Brook City MUD, Sagemeadow Utility District | — |
| 77038 | 45% | 7 | Mount Houston Road MUD, Harris County MUD 321 | — |
| 77429 | 44% | 19 | Northwest Harris County MUD 5, Northwest Harris County MUD 10 | Cypress & Cy-Fair |
| 77493 | 43% | 35 | Harris County MUD 457, Harris-Waller Counties MUD 3 | Katy |
| 77084 | 40% | 18 | Harris County Utility District 6, Harris County MUD 102 | — |
| 77044 | 32% | 21 | Greenwood Utility District, Parkway Utility District | — |
| 77082 | 31% | 7 | Harris County MUD 120, Harris County MUD 372 | — |
| 77338 | 29% | 8 | Harris County MUD 26, Hunter's Glen MUD | — |
| 77336 | 28% | 16 | Harris County MUD 514, Pine Bough PUD | — |
| 77396 | 28% | 9 | Harris County MUD 400, Harris County MUD 49 | — |
| 77041 | 28% | 9 | Horsepen Bayou MUD, Harris County MUD 370 | — |
| 77377 | 26% | 15 | Harris County MUD 416, Malcomson Road Utility District | — |
| 77375 | 24% | 8 | Harris County MUD 368, Harris-Montgomery Counties MUD 386 | — |
| 77047 | 23% | 5 | Harris County WCID 89, Harris County MUD 390 | Med Center South · Pearland |
| 77040 | 22% | 7 | Windfern Forest Utility District, West Harris County MUD 1 | — |
| 77532 | 21% | 12 | Lakewood MUD 3, Lakewood MUD 2 | — |
| 77049 | 19% | 6 | Harris County MUD 285, Northeast Harris County MUD 1 | — |
| 77088 | 18% | 3 | Harris County MUD 119, Harris County MUD 118 | — |
| 77598 | 16% | 3 | Baybrook MUD 1, Harris County MUD 481 | Clear Lake area |
| 77015 | 16% | 5 | Harris County FWSD 51, Harris County MUD 8 | — |
| 77447 | 15% | 18 | Harris County MUD 566, Harris County MUD 319 | — |
| 77048 | 14% | 5 | Harris County MUD 460, Harris County MUD 575 | Med Center South |
| 77060 | 14% | 2 | North Green MUD, Harris County MUD 101 | — |
| 77051 | 12% | 3 | Harris County MUD 404, Harris County MUD 451 | — |
| 77032 | 11% | 6 | Greens Parkway MUD, North Belt Utility District | — |
| 77530 | 9% | 2 | Harris County MUD 53, Harris County FWSD 47 | — |
| 77521 | 9% | 7 | Harris County MUD 213 A, Lake MUD | — |
| 77045 | 8% | 3 | Harris County MUD 498, Harris County MUD 410 | Med Center South |
| 77039 | 7% | 3 | Harris County MUD 461, Pine Village PUD | — |
| 77099 | 7% | 2 | Harris County MUD 584, Bissonnet MUD | — |
| 77075 | 7% | 3 | Harris County MUD 382, Harris County MUD 460 | — |
| 77071 | 6% | 2 | Southwest Harris County MUD 1, Harris County MUD 122 | — |
| 77016 | 5% | 1 | Harris County MUD 439 | — |
| 77077 | 5% | 3 | Harris County MUD 355, Harris County MUD 529 | Energy Corridor |
| 77339 | 5% | 2 | Kings Manor MUD, Montgomery County MUD 98 | Kingwood & Atascocita |
| 77078 | 5% | 2 | Harris County MUD 589, Harris County MUD 148 | — |
| 77034 | 4% | 2 | Harris County MUD 410, Clear Brook City MUD | — |
| 77080 | 4% | 1 | Harris County MUD 552 | Spring Branch |
| 77050 | 4% | 1 | Pine Village PUD | — |
| 77072 | 2% | 1 | Bissonnet MUD | — |
| 77586 | 2% | 1 | Harris County MUD 373 | Clear Lake area |
| 77571 | 1% | 1 | Harris County MUD 561 | — |
| 77520 | 1% | 1 | Harris County MUD 528 | — |
| 77024 | 1% | 1 | Harris County MUD 537 | Memorial · Spring Branch |
| 77002 | 0% | — | — | Inner Loop · Montrose & Midtown |
| 77003 | 0% | — | — | EaDo · Inner Loop |
| 77004 | 0% | — | — | Inner Loop · Montrose & Midtown |
| 77005 | 0% | — | — | Bellaire & West U · Inner Loop |
| 77006 | 0% | — | — | Inner Loop · Montrose & Midtown |
| 77007 | 0% | — | — | — |
| 77008 | 0% | — | — | The Heights · Inner Loop |
| 77009 | 0% | — | — | The Heights |
| 77010 | 0% | — | — | — |
| 77011 | 0% | — | — | — |
| 77012 | 0% | — | — | — |
| 77013 | 0% | — | — | — |
| 77017 | 0% | — | — | — |
| 77018 | 0% | — | — | The Heights |
| 77019 | 0% | — | — | Inner Loop · River Oaks & Tanglewood |
| 77020 | 0% | — | — | — |
| 77021 | 0% | — | — | — |
| 77022 | 0% | — | — | — |
| 77023 | 0% | — | — | EaDo |
| 77025 | 0% | — | — | Bellaire & West U |
| 77026 | 0% | — | — | — |
| 77027 | 0% | — | — | Galleria · River Oaks & Tanglewood · Uptown |
| 77028 | 0% | — | — | — |
| 77029 | 0% | — | — | — |
| 77030 | 0% | — | — | Inner Loop |
| 77031 | 0% | — | — | — |
| 77033 | 0% | — | — | — |
| 77035 | 0% | — | — | — |
| 77036 | 0% | — | — | — |
| 77037 | 0% | — | — | — |
| 77042 | 0% | — | — | Energy Corridor |
| 77043 | 0% | — | — | Spring Branch |
| 77046 | 0% | — | — | Uptown |
| 77054 | 0% | — | — | — |
| 77055 | 0% | — | — | Spring Branch |
| 77056 | 0% | — | — | Galleria · River Oaks & Tanglewood |
| 77057 | 0% | — | — | Galleria |
| 77058 | 0% | — | — | Clear Lake area |
| 77059 | 0% | — | — | — |
| 77061 | 0% | — | — | — |
| 77062 | 0% | — | — | — |
| 77063 | 0% | — | — | — |
| 77074 | 0% | — | — | — |
| 77076 | 0% | — | — | — |
| 77079 | 0% | — | — | Energy Corridor · Memorial |
| 77081 | 0% | — | — | — |
| 77085 | 0% | — | — | — |
| 77087 | 0% | — | — | — |
| 77091 | 0% | — | — | — |
| 77092 | 0% | — | — | — |
| 77093 | 0% | — | — | — |
| 77096 | 0% | — | — | — |
| 77098 | 0% | — | — | Inner Loop |
| 77204 | 0% | — | — | — |
| 77345 | 0% | — | — | Kingwood & Atascocita |
| 77401 | 0% | — | — | Bellaire & West U |
| 77502 | 0% | — | — | — |
| 77503 | 0% | — | — | — |
| 77504 | 0% | — | — | — |
| 77505 | 0% | — | — | — |
| 77506 | 0% | — | — | — |
| 77507 | 0% | — | — | — |
| 77536 | 0% | — | — | — |
| 77547 | 0% | — | — | — |
| 77562 | 0% | — | — | — |
| 77587 | 0% | — | — | — |
Fort Bend County 23 ZIP codes · 4 more than half inside a MUD · Fort Bend Central Appraisal District
| ZIP | Inside a MUD | Districts | Largest districts | Guide |
|---|---|---|---|---|
| 77407 | 77% | 20 | Fort Bend County MUD 30, Fort Bend County MUD 134 B | Richmond & Rosenberg |
| 77494 | 76% | 36 | Fort Bend County MUD 58, Fort Bend County MUD 151 | Cinco Ranch · Fulshear · Katy |
| 77459 | 64% | 21 | Fort Bend County MUD 45, Quail Valley Utility District | Missouri City |
| 77498 | 59% | 13 | Fort Bend County FWSD 2, Fort Bend County MUD 25 | Sugar Land |
| 77441 | 46% | 16 | Fort Bend County MUD 81, Fort Bend County MUD 172 | Cross Creek Ranch · Fulshear · Katy |
| 77406 | 45% | 27 | Pecan Grove MUD, Fort Bend County MUD 263 | Richmond & Rosenberg |
| 77545 | 30% | 8 | Fort Bend County MUD 23, Fort Bend County MUD 24 | — |
| 77489 | 28% | 7 | Blue Ridge West MUD, Fort Bend County MUD 26 | Missouri City |
| 77479 | 24% | 7 | Fort Bend County MUD 128, Fort Bend County MUD 138 | Sugar Land |
| 77464 | 21% | 2 | Orchard MUD 2, Orchard MUD 1 | — |
| 77469 | 18% | 19 | Fort Bend County MUD 237, Fort Bend County MUD 162 | Richmond & Rosenberg |
| 77476 | 16% | 5 | Fort Bend County MUD 204, Twinwood MUD 1 | — |
| 77471 | 14% | 15 | Orchard MUD 2, Fort Bend County MUD 5 | Richmond & Rosenberg |
| 77417 | 12% | 6 | Fort Bend County MUD 264, Fort Bend County MUD 250A | — |
| 77053 | 6% | 3 | Fort Bend County MUD 168, Fort Bend County MUD 24 | — |
| 77478 | 4% | 2 | First Colony MUD 10, Burney Road MUD | Sugar Land |
| 77420 | 0% | — | — | — |
| 77435 | 0% | — | — | — |
| 77444 | 0% | — | — | — |
| 77451 | 0% | — | — | — |
| 77461 | 0% | — | — | — |
| 77477 | 0% | — | — | — |
| 77481 | 0% | — | — | — |
Montgomery County 24 ZIP codes · 4 more than half inside a MUD · Montgomery Central Appraisal District
| ZIP | Inside a MUD | Districts | Largest districts | Guide |
|---|---|---|---|---|
| 77382 | 82% | 5 | Montgomery County MUD 46, Montgomery County MUD 47 | The Woodlands |
| 77381 | 81% | 7 | Montgomery County MUD 60, Montgomery County MUD 7 | The Woodlands |
| 77380 | 78% | 10 | Montgomery County MUD 6, Montgomery County MUD 46 | The Woodlands |
| 77386 | 53% | 17 | Montgomery County MUD 117, Southern Montgomery County MUD | — |
| 77357 | 38% | 17 | New Caney MUD, East Montgomery County MUD 3 | — |
| 77365 | 38% | 16 | Porter MUD, Valley Ranch MUD 1 | — |
| 77385 | 27% | 8 | Montgomery County MUD 39, Montgomery County MUD 15 | — |
| 77362 | 23% | 5 | Wood Trace MUD 1, Wood Trace MUD 4A | — |
| 77384 | 22% | 8 | Montgomery County MUD 139, Montgomery County MUD 112 | The Woodlands |
| 77301 | 21% | 8 | Montgomery County MUD 90, Montgomery County MUD 92 | — |
| 77372 | 20% | 12 | Firefly MUD 3, Montgomery County MUD 221 | — |
| 77316 | 18% | 15 | Magnolia Woods MUD 3, Montgomery County MUD 113 | — |
| 77302 | 16% | 11 | River Plantation MUD, Montgomery County MUD 111 | — |
| 77304 | 16% | 12 | Montgomery County MUD 208, Montgomery County MUD 107 | — |
| 77354 | 14% | 12 | Audubon MUD 1, Audubon MUD 2 | — |
| 77318 | 12% | 10 | Montgomery County MUD 128A, Montgomery County MUD 100 | — |
| 77303 | 8% | 7 | Foster MUD 1 of Montgomery County, Montgomery County MUD 202A | — |
| 77355 | 8% | 8 | Waller County MUD 21, Waller County MUD 20A | — |
| 77378 | 7% | 4 | Foster MUD 1 of Montgomery County, Montgomery County MUD 204 | — |
| 77356 | 6% | 6 | Montgomery County MUD 18, Stanley Lake MUD | — |
| 77358 | 3% | 2 | Montgomery County MUD 204, New Waverly MUD 1 | — |
| 77306 | 2% | 2 | Montgomery County MUD 228, Montgomery County MUD 220 | — |
| 77328 | 0% | — | — | — |
| 77873 | 0% | — | — | — |
Galveston County 18 ZIP codes · 1 more than half inside a MUD · Galveston Central Appraisal District
| ZIP | Inside a MUD | Districts | Largest districts | Guide |
|---|---|---|---|---|
| 77554 | 62% | 3 | West Galveston Island Conservation District, Galveston County FWSD 6 | — |
| 77573 | 27% | 10 | Galveston County MUD 45, Galveston County MUD 6 | Clear Lake area |
| 77591 | 23% | 7 | Galveston County MUD 31, Galveston County MUD 61 | — |
| 77568 | 21% | 5 | Galveston County MUD 56, Highland MUD | — |
| 77539 | 17% | 13 | Galveston County MUD 58, Galveston County MUD 14 | — |
| 77563 | 14% | 4 | West Galveston Island Conservation District, Galveston County FWSD 6 | — |
| 77546 | 12% | 5 | Harris County MUD 55, Galveston County MUD 82 | Clear Lake area |
| 77517 | 7% | 3 | Saint Barts MUD 2, Galveston County MUD 34 | — |
| 77565 | 4% | 1 | Galveston County MUD 51 | — |
| 77590 | 2% | 1 | Galveston County MUD 52 | — |
| 77510 | 0% | — | — | — |
| 77518 | 0% | — | — | — |
| 77550 | 0% | — | — | — |
| 77551 | 0% | — | — | — |
| 77555 | 0% | — | — | — |
| 77617 | 0% | — | — | — |
| 77623 | 0% | — | — | — |
| 77650 | 0% | — | — | — |
Brazoria County 16 ZIP codes · 0 more than half inside a MUD · Brazoria County Appraisal District
| ZIP | Inside a MUD | Districts | Largest districts | Guide |
|---|---|---|---|---|
| 77584 | 39% | 14 | Brazoria-Fort Bend Counties MUD 1, Brazoria County MUD 26 | Pearland |
| 77578 | 26% | 15 | Brazoria County MUD 57, Brazoria County MUD 29 | — |
| 77581 | 16% | 7 | Brazoria County MUD 18, Brazoria County MUD 23 | Pearland |
| 77583 | 15% | 14 | Brazoria County MUD 68, Brazoria County MUD 70 | — |
| 77486 | 4% | 1 | Varner Creek Utility District | — |
| 77511 | 1% | 2 | Brazoria County MUD 24, Brazoria County MUD 36 | — |
| 77515 | 1% | 1 | Brazoria County MUD 14 | — |
| 77422 | 0% | — | — | — |
| 77430 | 0% | — | — | — |
| 77431 | 0% | — | — | — |
| 77480 | 0% | — | — | — |
| 77531 | 0% | — | — | — |
| 77534 | 0% | — | — | — |
| 77541 | 0% | — | — | — |
| 77566 | 0% | — | — | — |
| 77577 | 0% | — | — | — |
Liberty County 12 ZIP codes · 0 more than half inside a MUD · Liberty Central Appraisal District
| ZIP | Inside a MUD | Districts | Largest districts | Guide |
|---|---|---|---|---|
| 77535 | 1% | 1 | Liberty County MUD 9 | — |
| 77327 | 0% | — | — | — |
| 77368 | 0% | — | — | — |
| 77369 | 0% | — | — | — |
| 77371 | 0% | — | — | — |
| 77533 | 0% | — | — | — |
| 77538 | 0% | — | — | — |
| 77561 | 0% | — | — | — |
| 77564 | 0% | — | — | — |
| 77575 | 0% | — | — | — |
| 77582 | 0% | — | — | — |
| 77629 | 0% | — | — | — |
Austin County 13 ZIP codes · 0 more than half inside a MUD · Austin County Appraisal District
| ZIP | Inside a MUD | Districts | Largest districts | Guide |
|---|---|---|---|---|
| 77485 | 3% | 2 | Fort Bend County MUD 204, Austin County MUD 3 | — |
| 77474 | 1% | 1 | Austin County MUD 5 | — |
| 77418 | 0% | — | — | — |
| 77426 | 0% | — | — | — |
| 77473 | 0% | — | — | — |
| 77833 | 0% | — | — | — |
| 77835 | 0% | — | — | — |
| 78931 | 0% | — | — | — |
| 78933 | 0% | — | — | — |
| 78940 | 0% | — | — | — |
| 78944 | 0% | — | — | — |
| 78950 | 0% | — | — | — |
| 78954 | 0% | — | — | — |
Chambers County 7 ZIP codes · 0 more than half inside a MUD · Chambers County Appraisal District
| ZIP | Inside a MUD | Districts | Largest districts | Guide |
|---|---|---|---|---|
| 77580 | 19% | 2 | Riceland MUD 1, Riceland MUD 3 | — |
| 77523 | 5% | 6 | Chambers County Improvement District 3, Chambers County MUD 1 | — |
| 77514 | 0% | — | — | — |
| 77560 | 0% | — | — | — |
| 77597 | 0% | — | — | — |
| 77661 | 0% | — | — | — |
| 77665 | 0% | — | — | — |
Waller County 7 ZIP codes · 0 more than half inside a MUD · Waller County Appraisal District
Before you offer
How to find the actual rate for a specific house
Pull the parcel from the county appraisal district. The CAD record lists every taxing entity on that parcel with its rate. That total, not an estimate, is your number. County appraisal districts are named in the table headings above.
Ask for the MUD’s rate history and bond position. A district with most of its bonds repaid is a very different long-term cost from one that just issued. Districts publish this, and it is worth reading if you plan to stay.
Do not trust the listing’s tax figure. It often reflects the seller’s exemptions, not yours. If they had a homestead exemption or an over-65 freeze and you will not, your bill will be higher. Recalculate from the CAD record at your own exemption status.
My Houston MUD tax buyer guide covers this in full, and the homestead exemption guide explains what you can claim once you own.
Common questions
Frequently asked questions
How do I know if a Houston home is in a MUD?
Find the ZIP in the table above to see whether MUDs operate there, then confirm the specific parcel with the county appraisal district record, which lists every taxing entity on that property.
Which Houston ZIP codes have the most MUDs?
77494 contains the most at 36 districts, followed by the other fast-growth suburban ZIPs in Katy, Cypress, Fulshear and the north corridor. 28 ZIPs have more than half their land inside a MUD.
How much does a MUD add to property tax?
It varies widely by district and changes annually as bonds are repaid, which is why no honest per-ZIP figure exists. Get the exact number from the appraisal district record for the specific parcel.
Do MUD taxes ever go away?
Rates typically fall as the district retires its bond debt, and some mature districts levy very little. Occasionally a city annexes a district and dissolves it. Neither is guaranteed, so budget on the current rate.
Are there Houston ZIP codes with no MUD?
Yes, 123 of the 252 here. They cluster inside Houston city limits and the older incorporated suburbs, where city utilities were already in place when the neighborhoods were built.
Is a MUD a reason not to buy?
No. It is a cost to know about and price in. Much of the best suburban housing stock in Greater Houston sits in a MUD, and the trade is usually newer infrastructure and amenities for a higher total rate.
Does a MUD affect resale?
Buyers compare total monthly cost, so a high rate can narrow your buyer pool at resale, especially against a comparable home in a lower-rate district nearby. It is one factor among several and it is worth knowing going in.
What is the difference between a MUD and an HOA?
A MUD is a unit of local government levying a property tax for utilities and drainage. An HOA is a private association charging dues for covenants and amenities. Many Houston homes have both, and they are separate line items.
The bottom line
Know the district before you know the payment
Two houses at the same price in neighbouring Houston suburbs can carry monthly payments that differ by hundreds of dollars purely on the tax stack. Almost nobody checks this until the first bill arrives.
Use this table to know whether to ask, then pull the appraisal district record for the exact parcel. If you want help comparing the true carrying cost of two homes in different districts, book a call and we will run the numbers side by side.
For where the market stands right now — live inventory, median list prices and days on market for every Greater Houston ZIP — see the live Houston housing market dashboard, updated hourly.
Know the district. Now know the bill.
The full guide to Houston MUD tax, what it pays for and how to read it.
Sources
Water district boundaries: Texas Commission on Environmental Quality, Water Districts layer. ZIP boundaries and counties: U.S. Census Bureau 2020 ZCTA relationship files. Neighborhoods: City of Houston Super Neighborhoods. Tax rates: county appraisal districts.
Percentages describe the share of a ZIP code’s land area inside a mapped MUD boundary. This page does not state tax rates, which are set per district and change annually, and it is not tax or legal advice. Confirm the taxing entities and current rates for a specific parcel with the county appraisal district before making a decision.
Eddie Weir, REALTOR® · REMAX Signature · License #560899
(346) 321-4422 · eddie@eddieweir.com
